We can help you with all your financial needs

At Classic Finance Group, our team of expert brokers have access to a range of great products to suit our clients’ every need. From home and commercial loans sourced via a comprehensive panel of lenders, through to insurance products and leasing services, Classic Finance can help you reach your financial goals and secure your future.

Home Loans

Our professional credit advisors will work with you to tailor your finance options to your unique circumstances. We will guide you throughout the application and approval process, offering expert advice and helping you compare the costs and benefits of our various products, to find the perfect loan for you.

Basic variable loans

Suitable for: clients looking for a low-fuss, low-fee loan.

These products have lower running costs and therefore attract lower interest rates. If you’re not looking for any extra features in your loan (such as a fee-free credit card or an offset facility) a basic loan could be the right solution for you. This type of loan is subject to interest rate fluctuations, meaning the cost of your mortgage will vary from time to time.

Standard variable rate loans

Suitable for: first homebuyers and those looking for extra features.

Standard variable rate loans generally offer a discounted starting rate as an incentive, whilst also offering a range of benefits such as a redraw facility, and the ability to make extra repayments. This type of loan is also subject to interest rate fluctuations, and your interest will usually be higher than the rate on a basic loan.

Fixed rate loans

Suitable for: Those looking for repayment certainty.

These loans have a set interest rate for a period of time, so you know exactly how much your repayments will be over the fixed rate term (generally 1-5 years, although up to 10 years can be negotiated). Fixed loans offer repayment certainty and can save you money, however they can be costly to exit. Many fixed loans don’t allow extra repayments.

If you’re unsure about what type of loan suits you, we can help you find a solution that meets your needs

Lo Doc Loans

If you have a non-traditional or irregular source of income, you can still qualify for a home loan, thanks to the lo-doc loan – a product that enables you to “self-certify” your income. Often times, you won’t even need to have your accountant provide financial information every time you wish to borrow money.

Suitable for: The self-employed or contract workers with an irregular income.

These types of loans ensure that the self-employed are not shut out of the housing market.

Note that there is a catch: borrowers will pay a little more in terms of fees and interest, and the loan terms may be stricter (such as a requirement for a higher deposit).

Also keep in mind that if your income is variable, you don’t want to risk overcommitting to repayments you cannot afford, so keep this in mind when reviewing your borrowing power.

Commercial Loans

If you’re thinking of entering the commercial property market or wish to grow your current portfolio, we can help!
Suitable for: anyone looking to finance a commercial deal.

Classic Finance can arrange a range of commercial finance, including:

  • Commercial property purchases;
  • Finance for commercial developments;
  • Business finance secured by commercial or residential property;
  • The purchases or rural and agricultural land and businesses;
  • Inventory finance.

Bridging Loans

A bridging loan can help you avoid needing to move into a rental property while you wait for a buyer. Bridging loans simplify the transition between properties, enabling you to buy or build your next home before you have sold your current property.

Suitable for: those who are looking to buy or build before they sell.

Think of these loans like an advance, where the lender extends you credit to purchase your new home and recoups this when you sell.

If you have enough equity in your current home, you may even be able to roll the fees into the loan, and you can either choose to pay the interest, or add it to the loan amount.

When your property is sold, the proceeds are deposited into the bridging loan and the new amount owing becomes your mortgage ongoing.

Note that these types of loans are only suitable in specific situations and there are some risks involved: for example, it may put pressure on you to accept a lower offer for your home, as you’re in a hurry to sell. A bridging loan is also only available to buyers with sufficient equity in their existing property to support both purchases, so it’s not for everyone.


We can help with all of your leasing requirements,including:

  • Individuals (salary packaging)
  • Companies
  • Partnerships
  • Sole traders
  • Motor vehicles, trucks and other machinery
  • Commercial hire purchase, chattel mortgage, novated lease and finance lease.


Are you thinking of taking out insurance? Choosing insurance can be a difficult task, but with help from Classic Finance it doesn’t have to be! Ask yourself: if something were to happen to you – such as an illness or injury – and you were unable to work, how would your family cope?

  • Could they meet the mortgage repayments each month?
  • Would your spouse need to sell the family home?
  • Would your spouse need to take on extra work?
  • What impact would it have on your children?
  • How would pay your regular bills – gas, electricity, school fees, car repayments?

If these questions make you feel uncomfortable, don’t worry; Classic Finance works with partners who can assist with a range of insurance products to suit you and your family. Contact us to arrange a free review of all your insurance needs.

Our lenders

To ensure you have access to the most suitable solutions, we partner with a
range of leading lenders including, but not limited to the ones shown below. 

Let's Discuss Your Goals

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